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Foreclosures

Foreclosures are civil or equitable default actions brought by a lender or mortgagee to end the legal interest of a borrower or mortgagor in real estate or property and to convey title to the lender due to nonpayment or breach of a mortgage. The lender then sells the property at a public sale or auction to recover the mortgage debt and may obtain a deficiency judgment against the borrower for the unpaid balance of the mortgage. Legal issues include notice and due process protections and judicial, nonjudicial and statutory foreclosure proceedings.*

*Source: Lawyers.com